Insurance Coverage - Accident Policy
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Today, with many people not having health insurance, this could be a way to help members and volunteers pay for medical expenses if they were to have an accident at a club function.
If you have questions regarding the determination of premiums, our office will be more that happy to assist you.
This insurance can be either Primary or Full Excess depending on your club's needs.
Please remember…this insurance is not limited to just shows! It provides protection to your club members, volunteers and officials for all of your organized club functions. Some examples of these functions are: field trials, training classes, show, sled dog races, meetings, agility classes and events, fly-ball activities, therapy visits, breed rescue activities and many, many, more.
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For the
benefit of
your club
members,
volunteers
& officials,
please
give the
policy
consideration
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The following are some facts and explanations of the coverage provided by our Accident Policy.
Q: Why should your club have an Accident Policy?
A: As you know, with any club activity there is always the chance that a participant may suffer an injury. Perhaps just a cut, scratch or bruise; or possible something much more serious.
If an accident does occur and your club wants to help pay the medical expenses, could your treasury withstand the financial impact? If a serious accident were to occur, medical expenses could easily far exceed the funds in your treasury!!
The accident policy offered by The Maksin Group and Sportsmen's Insurance Agency can help your club with this potential problem. It will add very little to your budget and provide your club with very liberal benefits for each participant.
Q: Who is covered and when are they covered?
A: All active members of your club and all designated persons volunteering at events sponsored by your club. These events must be organized club functions!
Coverage may be extended to cover all designated persons officiating at your organized club sponsored events, if your club so elects. These officials are covered for injuries sustained while officiating at your organized club events or while traveling to or from the place of such activities and such person's home.
All active members and volunteers must be covered under this policy and be included when determining the policy premium. Coverage for officials is optional. If you should have a questionable situation, please phone our office.
»» MAXIMUM BENEFIT FOR ACCIDENTAL DEATH AND DISMEMBERMENT IS $10,000.00
»» BENEFIT FOR ACCIDENT MEDICAL EXPENSE IS $100,000.00
»» COVERAGE IS FOR ONE (1) YEAR
»» DEDUCTIBLES OFFERED
DEFINITIONS:
»» Injury: Means bodily injury resulting from an accident which occurs during the policy term and while the Insured Person in engaging in the Covered Activity specified in the Policy Schedule.
»» Insured Person: Means a member of the eligible group specified in the Policy Schedule and who is engaged in the Covered Activity. All such persons are insured hereunder, by premium paid by the Policyholder on their behalf.
»» Deductible Amount: Means the total of eligible expense which must be incurred by the Insured Person during the policy term before medical expense benefits are payable under the Policy.
»» THIS POLICY DOES NOT PROVIDE COVERAGE FOR SICKNESS
»» Affordability: "Can your club afford to be without it?"
Click Here To Request More Info
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